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Buyer Information

Thousands of Bank Owned Homes Are Available!

In many neighborhoods across America, half of the homes listed for sale may be owned by a bank or lender. In most cases they have been aquired through the foreclosure process and are not subject to any additional leins from the IRS, unpaid property taxes or homeowner associations. The banks are in business to lend money - not own property. They are looking to get the homes sold ASAP with as few complications as possible. And while price does play a role in the transaction, experienced agents like us play a vital role in making your home ownership dreams a reality.



 

San Diego bank owned homes

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Do You Want to Buy a Bank Owned Home?

With the price of homes dropping sharply the past several years from their all time highs, now is an excellent time to buy a home. Banks own and are selling large numbers of foreclosed homes. Many times these properties are in very nice neighborhoods and need little to no work before moving in. It really doesn't matter if you are buying a house to live in, to "flip", or use as an investment property, now is the best time to buy we have seen in a while.




Call me at: 619-233-5935


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The Federal Government is Offering an $8,000 Tax Credit!

What better incentive do you need than $8,000 taken off your income tax bill at the end of the year. And if you have paid your monthly income tax deduction from your paycheck, you will receive up to $8,000 back as a refund when you file your 2009 return. This is a one time offering and will be discontinued at the end of the year. So the window of opportunity is short and not everyone will be able to take advantage of it. Don't be left out! If you have ever thought about owning your own home, now is the time to act.

 

Affordable Finacing IS Available for These Bank Owned Homes!

You may have heard the banks are not lending any money. Or if you have never purchased a home before you may be unsure of how to make it happen. The fact of the matter is loans ARE available for home purchases and also for investment properties. If you are not currently working with a mortgage professional or are frustrated and unsure, relax. Our prefferred lenders are experts in bank owned purchases and can pre-qualify and pre-approve you to make buying your new home hassle free.

Call me at: 619-233-5935


 Your Name:
 
 Your Email:
 
 Your Phone

 Areas / Zip Codes Interested In:
 
 
 We respect your privacy and will never sell or distribute your information

Contact us

Start Here: Buying your first home means you will be processing a lot of information.  Some First time home buyers begin your search for a new home here.

 

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Agent Questions

Eight important questions to ask your agent

Qualifications are important. However, finding a solid, professional agent means getting beyond the resume, and into what makes an agent effective. Use the following questions as your starting point in hiring your licensed, professional real estate agent:
  1. Why did you become a real estate agent?
  2. Why should I work with you?
  3. What do you do better than other real estate agents?
  4. What process will you use to help me find the right home for my particular wants and needs?
  5. What are the most common things that go wrong in a transaction and how would you handle them?
  6. What are some mistakes that you think people make when buying their first home?
  7. What other professionals do you suggest we work with and what are their credentials?
  8. Can you provide me with references or testimonials from past clients?
 

Finding an Agent

How can a real estate agent help me?


Seven main roles of your real estate agent


A Buyer’s Real Estate Agent:
  1. Educates you about your market.
  2. Analyzes your wants and needs.
  3. Guides you to homes that fit your criteria.
  4. Coordinates the work of other needed professionals.
  5. Negotiates on your behalf.
  6. Checks and double-checks paperwork and deadlines.
  7. Solves any problems that may arise.
 
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